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Real Estate Questions and Answers

Real Estate Questions and Answers

Down Payments

Three Tips for First-Time Homebuyers

May 5, 2022 by Rick Landuyt

Buying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing market today, how much you need to save, and where to start. Here are three things that can help give you the … [Read more...] about Three Tips for First-Time Homebuyers

Things That Could Help You Win a Bidding War on a Home

May 3, 2022 by Rick Landuyt

With a limited number of homes for sale today and so many buyers looking to make a purchase before mortgage rates rise further, bidding wars are common. According to the latest report from the National Association of Realtors (NAR), nationwide, homes are getting an average of 4.8 offers per sale. Here’s a look at how that breaks down state-by-state (see map below): The same … [Read more...] about Things That Could Help You Win a Bidding War on a Home

What You Need To Budget for When Buying a Home

April 5, 2022 by Rick Landuyt

When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you understand your finances and what you’ll need to budget for throughout the process. To get you started, here are a few … [Read more...] about What You Need To Budget for When Buying a Home

Key Terms for Homebuyers [INFOGRAPHIC]

March 11, 2022 by Rick Landuyt

Some Highlights Knowing key housing terms and how they relate to today’s market is important. For example, when mortgage rates and home prices rise, it impacts how much home you can afford. Terms like appraisal (what lenders rely on to validate a home’s value) and the inspection contingency (which gives buyers essential information on a home’s condition) directly impact the … [Read more...] about Key Terms for Homebuyers [INFOGRAPHIC]

Down Payment Assistance Programs Can Help You Achieve Homeownership

March 2, 2022 by Rick Landuyt

For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest steps on the path to homeownership. Data from the National Association of Realtors (NAR) shows: “For first-time home buyers, 29 percent said saving … [Read more...] about Down Payment Assistance Programs Can Help You Achieve Homeownership

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